RESPOND TO A CREDIT CARD SUMMONS:If you have been served with a summons by a credit card company or other debt collector, it is essential that you protect your legal rights by filing an answer form with the court. Otherwise, a default judgment will be entered against you. Many credit card companies and other debt collectors violate the law by filing court actions against consumers that are barred by the applicable statute of limitations. In other instances, a collection agency inaccurately claims that it was assigned a debt. You must state these defenses in your answer form. Otherwise, you may be prohibited from raising them later. Download an effective and easy-to-use debt collection answer form. In three easy steps, you can protect your legal rights: Just download, sign, and file with the Court. Our time-tested debt collection answer forms have been successfully used by consumers to defend against credit card lawsuits in all 50 states.
Most people wrongly assume that they need to hire an expensive lawyer to defend against a debt collector's lawsuit. Our Debt Collection Answer Kits are easy-to-use, state-specific, and can be completed in a matter of minutes. You just download, sign, and file with the Court.